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Luma Counseling Inc

Indianapolis, Indiana · EIN 93-4638583 · Religion-Related · tax-exempt since 2024

C

Charity Clarity grade C (score 68.4 of 100), based on the Form 990 for the year ended March 2026.

Graded against 23,748 religion-related nonprofits with revenue $500K–$2M filing the same form. A = top 10%, B = next 20%, C = middle 40%, D = next 20%, F = bottom 10%.

What goes into the grade

MeasureThis charityScore (0–100)
ReservesMonths of spending covered by unrestricted net assets.13.6 months86
GovernanceBoard independence, key policies and audit, per the 990.74% of practices74
Margin stabilityHow steady the surplus or deficit is year to year.13
Revenue spreadHow much revenue rests on one type of income.60% from one source73
Filing recordOn-time, complete filings, year after year.100%100
Program spendingSelf-reported by the filer.73.0%not scored
Management costsShare of spending.26.9%not scored
Cost to raise $1Fundraising cost per dollar given.$0.00not scored

Scores compare this charity with its peer group; 100 is best. How Charity Clarity rates charities.

Year by year

20252026grey: revenue · green: spending
Year endedFormRevenueSpendingSurplusNet assetsMonths of spendingStaffGrade
Mar 2026Form 990$520K$421K$99K$477K13.69C
Mar 2025Form 990$628K$250K$378K$378K18.15B

From the organisation’s own IRS filings. “Months of spending” is total net assets divided by a month of that year’s spending. A blank grade means that year was not rated.

Read the filings

Every figure here comes from the returns this charity filed with the IRS. These sites show the full returns and more about the organisation:

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