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Terrapins Swim Team

Concord, California · EIN 68-0106032 · tax-exempt since 1992

B

Charity Clarity grade B (score 75.7 of 100), based on the Form 990 for the year ended August 2026.

Graded against 88,048 unclassified nonprofits with revenue $500K–$2M filing the same form. A = top 10%, B = next 20%, C = middle 40%, D = next 20%, F = bottom 10%.

What goes into the grade

MeasureThis charityScore (0–100)
ReservesMonths of spending covered by unrestricted net assets.7.4 months97
GovernanceBoard independence, key policies and audit, per the 990.48% of practices48
Margin stabilityHow steady the surplus or deficit is year to year.49
Revenue spreadHow much revenue rests on one type of income.0% from one source100
Filing recordOn-time, complete filings, year after year.100%100
Program spendingSelf-reported by the filer.99.6%not scored
Management costsShare of spending.0.4%not scored

Scores compare this charity with its peer group; 100 is best. How Charity Clarity rates charities.

Year by year

2016201720182019202120222023202420252026grey: revenue · green: spending
Year endedFormRevenueSpendingSurplusNet assetsMonths of spendingStaffGrade
Aug 2026Form 990$726K$725K$217$449K7.410B
Aug 2025Form 990$809K$720K$89K$448K7.59B
Aug 2024Form 990$794K$787K$6,550$377K5.710B
Aug 2023Form 990$844K$788K$56K$370K5.610B
Aug 2022Form 990$825K$711K$114K$315K5.310C
Aug 2021Form 990$650K$718K−$69K$193K3.210B
Aug 2019Form 990$633K$642K−$9,071$254K4.77B
Aug 2018Form 990$574K$678K−$104K$263K4.79B
Aug 2017Form 990$764K$725K$40K$367K6.19B
Aug 2016Form 990$615K$621K−$5,653$328K6.38B

From the organisation’s own IRS filings. “Months of spending” is total net assets divided by a month of that year’s spending. A blank grade means that year was not rated.

Read the filings

Every figure here comes from the returns this charity filed with the IRS. These sites show the full returns and more about the organisation: