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Monterey Bay Swim Club

Carmel, California · EIN 51-0155434 · Recreation & Sports · tax-exempt since 2019

A

Charity Clarity grade A (score 82.5 of 100), based on the Form 990 for the year ended December 2025.

Graded against 46,726 recreation & sports nonprofits with revenue $100K–$500K filing the same form. A = top 10%, B = next 20%, C = middle 40%, D = next 20%, F = bottom 10%.

What goes into the grade

MeasureThis charityScore (0–100)
ReservesMonths of spending covered by unrestricted net assets.3.2 months100
GovernanceBoard independence, key policies and audit, per the 990.48% of practices48
Revenue spreadHow much revenue rests on one type of income.0% from one source100
Filing recordOn-time, complete filings, year after year.100%100
Program spendingSelf-reported by the filer.99.4%not scored
Management costsShare of spending.0.6%not scored

Scores compare this charity with its peer group; 100 is best. How Charity Clarity rates charities.

Year by year

2016202020212022202320242025grey: revenue · green: spending
Year endedFormRevenueSpendingSurplusNet assetsMonths of spendingStaffGrade
Dec 2025Form 990$457K$460K−$2,815$124K3.28A
Dec 2024Form 990$473K$428K$45K$127K3.68A
Dec 2023Form 990$437K$463K−$26K$82K2.18B
Dec 2022Form 990$468K$446K$22K$108K2.98A
Dec 2021Form 990$355K$310K$44K$86K3.38A
Dec 2020Form 990$231K$226K$5,508$48K2.58B
Dec 2016Form 990$236K$240K−$4,332$57K2.80C

From the organisation’s own IRS filings. “Months of spending” is total net assets divided by a month of that year’s spending. A blank grade means that year was not rated.

Read the filings

Every figure here comes from the returns this charity filed with the IRS. These sites show the full returns and more about the organisation:

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