jain.com
jain.comCharity Clarity

Charity Clarity › Look up a charity › Indiana

Habitat for Humanity of Elkhart Cou

Goshen, Indiana · EIN 35-1685313 · tax-exempt since 1987

C

Charity Clarity grade C (score 65.9 of 100), based on the Form 990 for the year ended December 2025.

Graded against 55,301 unclassified nonprofits with revenue $2M–$10M filing the same form. A = top 10%, B = next 20%, C = middle 40%, D = next 20%, F = bottom 10%.

What goes into the grade

MeasureThis charityScore (0–100)
ReservesMonths of spending covered by unrestricted net assets.31.5 months53
GovernanceBoard independence, key policies and audit, per the 990.91% of practices91
Margin stabilityHow steady the surplus or deficit is year to year.52
Revenue spreadHow much revenue rests on one type of income.62% from one source44
Filing recordOn-time, complete filings, year after year.100%100
Program spendingSelf-reported by the filer.90.0%not scored
Management costsShare of spending.4.5%not scored
Cost to raise $1Fundraising cost per dollar given.$0.07not scored

Scores compare this charity with its peer group; 100 is best. How Charity Clarity rates charities.

Year by year

2016201720182019202120212022202320242025grey: revenue · green: spending
Year endedFormRevenueSpendingSurplusNet assetsMonths of spendingStaffGrade
Dec 2025Form 990$5.05M$4.02M$1.02M$10.57M31.525C
Dec 2024Form 990$5.58M$4.87M$708K$9.55M23.525B
Dec 2023Form 990$5.90M$4.45M$1.45M$8.84M23.825C
Dec 2022Form 990$6.99M$3.44M$3.55M$7.37M25.728C
Dec 2021Form 990$1.31M$1.28M$32K$3.79M35.527B
Jun 2021Form 990$2.13M$2.06M$75K$3.74M21.833B
Jun 2019Form 990$1.86M$1.91M−$47K$3.42M21.534B
Jun 2018Form 990$1.65M$1.54M$101K$3.49M27.130A
Jun 2017Form 990$1.79M$1.68M$104K$3.38M24.135B
Jun 2016Form 990$1.46M$1.55M−$93K$3.33M25.727B

From the organisation’s own IRS filings. “Months of spending” is total net assets divided by a month of that year’s spending. A blank grade means that year was not rated.

Read the filings

Every figure here comes from the returns this charity filed with the IRS. These sites show the full returns and more about the organisation: